Life Path Architect Terms

Life Path Architect is a Sealogix Corporation brand (“we”, “us”), from the company behind Flower Architect, Wedding Architect and Venue Architect. You sign in with your Flower Architect or Wedding Architect account. The Flower Architect Terms of Service apply to Life Path just as they apply to our other apps. These Life Path terms add the rules that are specific to planning futures. If the two ever disagree about Life Path, these Life Path terms apply to that point.

A future is a simulation. We take what you tell us and published data, such as pay by occupation, living costs by area, and tax tables. We add assumptions about markets, inflation, layoffs and surprise costs. Then we run about 1,000 possible versions of the years ahead. The ranges show where most of those versions land.

You can also test a surprise on a future: something that may or may not happen, such as losing a job, a big home repair, a rent increase, or a good surprise like a promotion or an inheritance. When you test one, we make it happen in every simulated life in the year you pick, at a typical size that we show you, and compare each life with the same life without it. This shows how a future might hold up. It doesn’t mean the surprise is likely, and its size is an assumption, not a forecast. Some surprises can’t happen in every life (a home repair when you rent, for example), so we always say in how many lives it happened. A stress test does the same for several of your futures and several surprises at once, with the same luck.

Real life will differ. Markets, laws, health, jobs and prices change in ways no model captures. The data behind every future is listed on the page. It can be out of date or wrong, and it improves over time. So the same plan can give different numbers after an update.

Please don’t rely on a future as a promise. Use it to compare choices and to prepare for a range of outcomes, not to bet on one.

We are not your financial adviser, planner, broker, accountant, lawyer or doctor. Life Path does not recommend investments, products or strategies for you. Before a decision with serious money, legal or health consequences, check with a qualified professional who knows your situation.

You must be 18 or older, and you confirm your age when you start. One account is for one person. A couple can share a plan by inviting each other. Please don’t enter information about someone else without their permission.

Life Path is available in the United States for now. Its figures, such as pay, rents, prices, taxes and Social Security, come from U.S. data, so they don’t describe life in other countries.

You tell us things like your age, occupation, pay, savings, debts, home and family plans. We use them only to calculate and explain your futures, and to keep the service working and secure.

• Sex is optional. If you give it, it’s used only for health statistics: to show population health odds, such as life tables and heart and cancer odds, and, if you plan a child, for the chance of conceiving and of twins at that age, which can change when the child arrives and whether twins are born in the simulated lives. Otherwise it never changes pay, money or any simulated result, and AI never sees it. We never ask about race or religion. We don’t ask about health conditions: health odds use population data and typical values for your age, not your own health, and they are not a diagnosis.
• We don’t sell your answers or use them for advertising.
• Sensitive answers, such as health, alcohol, smoking or relationships, and anything you type as free text, are encrypted before we store them. Only our service can unlock them. For some topics you can choose not to store them at all.
• You can change your answers at any time, and delete your plans and answers yourself from your account page. They are removed from Life Path right away. Anything we encrypted becomes unreadable everywhere, including backups, within 7 days. Other plan data leaves our routine backups as they cycle out, within about a year.
• Love & Partnership is an optional, private area for adults. Answers there that could reveal sensitive information, such as who you’re interested in, are used only with your explicit permission, only for the calculation you ask for, never for advertising, and never to make decisions about you. You can withdraw that permission or delete those answers at any time.
• We show you figures as population statistics, not as a personal prediction: we don’t tell you your own chance of an outcome.
• Our Privacy Policy explains the rest, including how to reach us about your data.

Paid Flower Architect and Wedding Architect members get Full access. You can also buy Full access on its own for $19.99, once. Full access includes 12 included futures: 12 new futures you can calculate. When you buy it, we tell our ad partners that a purchase happened, unless you opt out (section 8).

• Calculating a new future, for example by changing a decision or testing a surprise, uses 1 included future. When your included futures are used up, it uses 1 action token instead. The button always shows which, and what is left, first.
• Testing a surprise on a future uses 1 included future (or 1 action token once those are used). Testing one from the board on a board that isn’t on your plan yet keeps that board first (1) and then tests the surprise (1); both are shown before anything is used. A stress test, which tries up to 3 of your futures against up to 3 surprises with the same luck, uses 1 for each pair of a future and a surprise, and never more than 3 in all. The button always shows the cost first.
• Asking for exactly the same test again, or reopening an earlier stress test, is free. Opening one result of a stress test as its own future uses 1 included future (or 1 action token). A test that can’t apply to any life in your plan is refused before anything is used.
• Action tokens belong to your Flower Architect account. They are shared with Flower Architect: a token used here is one fewer there, and the other way round. You buy them in Flower Architect, not in Life Path.
• If a calculation fails, nothing is used: the included future or action token is returned automatically.
• Opening and comparing futures you already have is free, even with nothing left. So are the guided questions.
• Included futures and action tokens are prepaid units for calculating futures. They never change any outcome, probability or luck in a simulation, and can’t buy a better result — they only let you work out another future. Same choices, different luck is always free.
• Included futures, action tokens and extra questions have no cash value and can’t be transferred to someone else. Refunds follow the Flower Architect Terms of Service.

From November 1, 2026, questions you type in your own words come with a monthly allowance. With Full that you bought, or got as a gift or promotion: 100 a month for your first 12 months with Full, then 30 a month. With a paid Flower Architect or Wedding Architect membership: 100 a month while the membership is active. In the free preview: 20 a month. There’s also a daily limit: 30 a day with Full (including through a membership), 5 a day in the preview. Allowances start again on the 1st of each month and daily limits each day, both at midnight UTC (late afternoon or evening in the US). Unused monthly questions don’t carry over.

• When your monthly questions are used up, you can use 1 action token to add 5 more (with Full). We always ask before using a token, and the question you’re asking is the first of the 5. Extra questions don’t expire, but the daily limit still applies. Included futures can’t be used for questions.
• A question counts once we try to send it to AI, even if AI can’t answer it. An action token used for extra questions isn’t returned in that case: that question is one of the 5. A question we don’t send never counts. That includes one waiting for you to approve a sensitive topic, one with contact details, one not in English, and one we hold back because of a limit.
• To keep the service reliable and affordable, question help may pause until midnight UTC when overall use is unusually high, or while we fix a problem. Your futures and the guided questions keep working, and nothing is used while it’s paused.

When you type a question about a future, we may use AI to help match it to the figures in your plan. It runs on Amazon Bedrock. It sees three things: your question, as you typed it, with names taken out where our rules spot them; a fixed description of the kinds of figures a plan has, such as “net worth at year 10”; and the names of the futures you’re comparing, made from their decisions, such as “the future where you buy a home”. It never sees your plan’s numbers, your other answers, your name or your email. Amazon does not use this to train AI models, does not share it with the company that made the model, and does not keep it.

The AI only picks which figures fit your question. We write every word of the answer, and every number in it comes from our own calculations. Summaries such as “In short” are always our own fixed wording.

Before a question is sent, automatic rules (not AI) check it.

• You may ask about sensitive topics, such as health, pregnancy, alcohol, smoking, gambling, relationships or safety. When the rules spot one, we tell you what sending means and send that question only if you approve it. Where they could help, support lines are shown first.
• Questions with contact or identifying details, such as an email, a phone number, a street address, a website or a date of birth, are not sent. Take the details out and ask again.
• Questions not in English are not sent for now.

The rules can miss some wording, and anything you type in a question can be sent as you typed it, apart from names, so please leave out details you don’t want to share. Nothing from a plan with sensitive answers is sent to AI. We never save the questions you type.

Answers are not advice. You can turn AI off for all your plans in your account.

Nothing about your plan is public unless you share it. Share images leave out your personal amounts. Invited partners see the plan you share with them. You can stop sharing at any time.

Ad partners, when you buy. When you buy Full access, we tell Meta (Facebook and Instagram), Google and Pinterest that a purchase happened: the product, its price and an order number from checkout. We do this only on the confirmation page right after you buy, so we can see which of our ads work. We never tell them your email, your name, your answers, your health or your plan details, and apart from our public pages (below) their tools aren’t on any other page of Life Path. Like any website, their tools can see technical details such as your IP address and browser, and may use their own cookies; they handle what they receive under their own privacy policies. To opt out, turn on “Don’t tell ad partners about my purchase” on your account page before you buy, use “Don’t share my info for ads” on the device you buy with, or use a browser that sends Global Privacy Control. Any of these, and we don’t tell them.

Ad partners on our public pages. Our public pages (the home page, and any demo or methodology page) load Meta, Google and Pinterest tags that count a standard page visit, so we can see which of our ads bring people to Life Path; they get nothing you type, they are never on the pages you see once signed in, and you can turn them off for your device with “Don’t share my info for ads” at the bottom of those pages (which also stops the purchase report from that device) or with Global Privacy Control.

Please use Life Path for your own planning. Don’t try to break it, overload it, scrape it, copy the engine or data, or get around included futures, action tokens or limits. We may suspend accounts that do.

We work hard to make Life Path accurate and available, but we provide it “as is”. We can’t guarantee any outcome, any number, or that the service will always be up. We are not responsible for decisions you make based on a future. The Flower Architect Terms of Service set out the full limits of our liability, and the law and disputes rules that apply.

We may update these terms as Life Path grows. We will change the date at the top, and tell you in the app about important changes before they apply. Using Life Path after a change means you accept the new version.

Write to jenny@flowerarchitect.com.